About “Know Your Rights, Credit-Wise”

This is the blog of Deborah G. Roher, Attorney at Law, in Fall River, Massachusetts.  You can read more about my background and professional qualifications at the “About the Firm” tab on this site or at http://www.avvo.com/attorneys/02722-ma-deborah-roher-1440625.html.

This blog is the spiritual successor to my popular “Know Your Rights” column, which ran  in the Fall River and Taunton newspapers for many years.  That column provided general information on a variety of legal topics,  especially landlord-tenant, public benefits, and family law issues that would be helpful to people of moderate incomes.

In the years since the newspaper discontinued my column, I have oriented my practice toward consumer protection law, including remedies for defective used cars, fraudulent financing schemes, mortgage foreclosure,  improper credit reporting, and unfair debt collection.   In the course of representing people in their problems at the intersection of law and commerce, I have been  struck by how hard it is for an ordinary person without a legal background to understand important financial transactions before becoming committed to them.  So, the main focus of this blog will be how some laws help you protect your interests in the jungle of the marketplace, while others make it harder for you to do so.

This blog is not about financial literacy per se. It will not duplicate existing information sources about budgeting, improving your credit score, etc.

This blog is intended solely to convey information and not to sell or advertise anything except for my own legal services.   I welcome all posted comments of a general nature.  If you wish to contact me for possible legal representation, please send an e-mail  or make a phone call.

All information in this blog is of a general nature and does not constitute legal advice.  For legal advice you need to communicate with me individually about the facts of your specific problem.  Reading this column, expressing comments  about it, and receiving feedback on your comments,  do not create an attorney-client relationship with me.

I also represent consumers  in filing bankruptcy and may refer to bankruptcy in this blog.  Accordingly, Congress requires me to tell you:  “We are a debt relief agency.  We help people file for relief under the Bankruptcy Code.”

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