Tag Archives: gap

The Finance Charge: your “price tag” for credit

Posted on October 10, 2011 by Deborah Roher

On every TILA form two disclosures are especially conspicuous, printed in larger and bolder type than the others:  the Finance Charge and the Annual Percentage Rate (APR).  The Finance Charge, expressed in dollars and cents,  is defined as “the sum … Continue reading →

Posted in Consumer Education | Tagged , , , | Comments Off on The Finance Charge: your “price tag” for credit

Of payment schedules and gap insurance

Posted on July 11, 2011 by Deborah Roher

To recap, we’ve been talking about my friend “Irene,” who bought a car she couldn’t afford, and then the dealer talked her into a second deal …. to pay even more money for a less valuable used car! When I … Continue reading →

Posted in Consumer Education | Tagged , | Comments Off on Of payment schedules and gap insurance

It’s a jungle out there!

Posted on June 20, 2011 by Deborah Roher

I hate it when a client comes in with a problem I can’t solve. Just the other day I met a women I’ll call Irene, who was desperate for me to find a way to relieve her from an agreement … Continue reading →

Posted in Consumer Education | Tagged , , | Comments Off on It’s a jungle out there!